Partner Guide
Scale your app
with non-dilutive capital.
Financing for mobile apps, games and SaaS. Non-dilutive, fast, tailored to your cash flow cycle.
From 1 week
Time To Funding
Up to $5M
Per Month
0%
Equity Dilution
Custom
Deal Structure, Tailored To Your Case
Why ScalrX
How we differ
We go where other lenders stop.
🔌
No integrations needed for an offer
Share a dashboard screenshot, CSV, or jump on a call. No SaaS tools to install — we work with your data as-is.
🌍
All platforms, all geos, all sources
App Store, Google Play, ad networks, web payments — any revenue stream, any geography. Not only Apple.
📡
Integrated with major ad networks
Direct data connections with Meta, Google, TikTok, AppLovin, Unity, ironSource and others for faster underwriting.
💯
Up to 100% of receivables
Financing against the full value of your receivables with minimal discounts — more capital, lower cost than standard factoring.
🏗️
Complex structures welcome
Multiple legal entities, non-standard revenue, cases others declined — if you have revenue and receivables, we find a way.
🤝
Individual deal, not a template
Every deal is structured for your specific cash flow, payback cycle and growth stage — not a product fit into a standard box.
Our Financing Solutions
What we offer
Instant Store Revenue
Get your App Store and Google Play revenue 30–45 days earlier. We advance against your pending store payouts — repayment is automatic when payouts arrive.
📈
Growth Capital
Working capital tailored to your cash flow. Each tranche has its own repayment schedule aligned to when that capital generates returns — not a fixed monthly installment.
🚀
UA Financing (Cohort)
Monthly co-financing of UA spend, repaid cohort by cohort as each batch of users monetizes. Built for long payback cycles and apps scaling rapidly.
How It Works
3 steps to funding
1
Apply
Fill a short application. Tell us about your app and revenue metrics. No paperwork, no integrations required to get an offer.
2
Share Revenue Data
Connect your store dashboard, send a CSV, or jump on a call. We adapt to your workflow and make the process fast.
3
Receive Funding
Factoring: funds within 1 week of approval. Cohort deals: 3+ weeks including due diligence and structuring. All timelines agreed upfront.
Financing Products
Our solutions in detail
Tap any card for full details. Or switch to the comparison view.
Instant Store Revenue
Turn pending App Store and Google Play payouts into working capital today — receive your revenue 30–45 days before the platform releases it.
Funding Amount
Up to 4× your monthly store revenue
Revenue Base
App Store, Google Play, ad network payouts (Meta, Unity, AppLovin, AdMob)
Repayment
Automatic — deducted from incoming store payouts
When To Use
Your revenue is earned but locked in payout cycles. You need capital now to reinvest without waiting 30–90 days.
More details
The problem
App stores pay on 30–90 day cycles. You need capital now to reinvest in UA and operations.
How it works
We advance up to 4× monthly revenue against pending payouts. Funded within 1 week of approval.
Repayment
Fully automatic. When payouts arrive, we collect the advance + fee and transfer the balance to you.
Deal Example
$250K advance · approved in 1 week · cash cost 6% · automatic repayment
Growth Capital
Working capital tailored to your cash flow — not a fixed installment. Each tranche repays from its own ROI, on a schedule agreed upfront.
Funding Amount
$50,000 – $500,000+
Revenue Base
Subscriptions, in-app purchases, ad monetization — any recurring revenue stream
Repayment
Per-tranche schedule aligned to your campaign payback timeline
When To Use
You have steady revenue and need capital for UA or hiring — but want repayment to follow when investments pay off, not a rigid fixed schedule.
More details
Who it's for
Studios with $30K+ MRR, 4+ months of ops, and stable recurring revenue who need flexible growth capital.
How it works
Based on your verified revenue history. Each tranche has its own repayment curve aligned to when that capital generates returns.
Repayment
Per-tranche, tied to campaign payback — not fixed monthly. Zero equity, zero warrants.
Deal Example
$300K in 3 tranches · each repays on its own 90-day ROI schedule · cash cost 6–8%
UA Financing (Cohort)
Monthly UA co-financing, repaid cohort by cohort as each batch of users monetizes. Designed for long payback periods and apps scaling faster than cash allows.
Funding Amount
Up to $5M per month
Channels
Meta, Google, TikTok, Apple Search Ads, DSP, affiliate networks
Repayment
Revenue-based — each cohort repays from its own monetization
When To Use
Strong LTV data, payback ≥ 6 months, or growth consumes cash faster than revenue arrives. Our most complex, highest-scale deal structure.
More details
The model
We co-finance your UA spend cohort by cohort. Your positive LTV data is the underwriting — no hard assets required.
Scale
Up to $5M/month across any paid channel. Ramp at your pace as cohort data matures and track record builds.
Repayment
Each cohort repays from its own revenue. Our success depends on yours.
Deal Example
$200K/month · 8-month cohort cycle · repay from cohort revenue · scale to $1M
⚡ Instant Store Revenue 📈 Growth Capital 🚀 UA Financing (Cohort)
Funding amountUp to 4× monthly revenue$50K – $500K+Up to $5M per month
Revenue baseApp Store, Google Play, ad networksSubscriptions, in-app, ad monetizationLTV cohorts from any paid channel
RepaymentAutomatic from store payoutsPer-tranche, payback-alignedRevenue-based from financed cohorts
Best forCash tied up in payout cyclesFlexible working capitalScaling UA 2–5× with long payback
Time to funding~1 week1–2 weeks3+ weeks (DD + structuring)
Dilution✓ Zero — 100% non-dilutive
Eligibility
Who can apply?
Mobile apps, games, and SaaS studios that meet these criteria
  • Revenue of $30,000 per month or more
  • Minimum 4 months of operating history For App Store / Google Play receivables factoring: 1 month is sufficient
  • Available receivables or recurring revenue stream
  • Mobile app, game, or mobile SaaS business model
Deal Example
$250,000 in non-dilutive financing — approved and funded within one week
Cash cost: 6%  ·  Term: 6 months  ·  Zero equity, zero warrants
Client Stories
What our clients say
Get In Touch
Ready to scale?
Tim Maksimov
Tim Maksimov
General Partner, ScalrX Capital
Ex-Uber, Ex-Xsolla. M&A track record of $1B+. Based in Cyprus, EU & US markets. We structure deals that fit how your business actually works.